Aflac (AFL) Institutional Ownership: 78.42% (As of Jun. 30, 2026)


AFL Aflac Inc AFL
74 GF Score
Price $120.08
GF Value $109.41
Valuation Fairly Valued
! 5 Warning Signs
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What is Aflac Institutional Ownership?

Aflac AFL -0.06% 74 Institutional Ownership is 78.42% as of Jun. 30, 2026. GuruFocus rates AFL with a GF Score™ of 74/100 and a GF Value™ of $109.41 (Fairly Valued). The stock has 5 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Aflac's institutional ownership is 78.42%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Aflac's Insider Ownership is 1.19%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Aflac's Float Percentage Of Total Shares Outstanding is 77.66%.

Aflac Institutional Ownership Historical Data

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The historical data trend for Aflac's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aflac Institutional Ownership Chart

Aflac Historical Data

The historical data trend for Aflac can be seen below:

2025-08-31 2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31
Institutional Ownership 36.73 36.68 36.57 36.43 37.78 38.13 37.96 36.30 36.24 36.06
AFL
74GF Score
Aflac Inc AFL
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Aflac Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 78.42% mean?
Aflac (AFL) has a Institutional Ownership of 78.42% as of Jun. 30, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Aflac and its competitors.
Is Aflac's Institutional Ownership too high?
Aflac's current Institutional Ownership is 78.42%. Overall, Aflac has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aflac's Institutional Ownership compare to MET and PRU?
Aflac's Institutional Ownership of 78.42% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for an Insurance company?
A good Institutional Ownership depends on the Insurance industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Aflac and its competitors. Aflac's current Institutional Ownership is 78.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aflac stock overvalued right now?
Based on GuruFocus' analysis, Aflac (AFL) is currently considered Fairly Valued. The stock's GF Value™ is $109.41, compared to a current price of $120.08 — trading 9.8% above its estimated fair value. The current Institutional Ownership is 78.42%. Aflac's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Aflac (AFL), the current Institutional Ownership is 78.42% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aflac (AFL) Overvalued in 2026?

Based on GuruFocus' analysis, Aflac stock appears to be overvalued. The current stock price of $120.08 is trading 9.8% above its estimated GF Value™ of $109.41. GuruFocus considers Aflac to be Fairly Valued.

Key valuation signals for AFL:

  • Institutional Ownership: 78.42%
  • GF Value™: $109.41 vs. price of $120.08 (9.8% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aflac Business Description

Address 1932 Wynnton Road, Columbus, GA, USA, 31999
Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.
74GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.08
Price
$109.41
GF Value